Paytient Blog
Articles written by our employee benefits experts.
Using Wellness Credits to Pay for Paytient
June 16th, 2021
Employers are obviously incentivized to help employees maintain their health: When employees are healthy, they’re able to perform at their best. And of course, from a financial perspective, they’re also less likely to file large insurance claims related to their health.
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Why does choosing a health plan have to be so hard?
May 28th, 2021
You’d be hard-pressed to find someone who actually feels confident choosing a healthcare plan. It’s one of those decisions we have to make in life that is almost universally stressful, even for people who seem to have a better-than-average understanding of the many factors involved.
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Ensuring Wellness vs. Insuring Against Sickness
May 14th, 2021
It’s hardly controversial to say that the American healthcare system has a lot of room for improvement. We have the best research universities, the best hospitals, the best doctors, and yet, compared to most wealthy countries, healthcare in the United States is more expensive and results in worse health outcomes.
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Making the HDHP Healthier for More People
April 13th, 2021
When it comes to health insurance plans, high-deductible health plans (HDHPs) can get a bad rap. The “high deductible” part of the name is enough to deter those worried about rising medical costs. Then there’s the widely held belief that high-deductible health plans are only financially beneficial for young, healthy individuals.
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How Paytient Pays for Itself
April 12th, 2021
Paytient is a benefit that employers can provide for their employees that can both increase access to healthcare and make it more affordable. But for employers already operating on thin margins, finding additional funds to implement these two strategies can be a barrier.
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Supporting Your Employees, Whole
March 25th, 2021
Americans will spend the vast majority of their adult lives at work, so it’s important that their working environments support a sustainable, balanced lifestyle. The pandemic era has only further emphasized the fact that employees are people with multidimensional lives, with work being only one part of the larger whole.
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The Chronic Problem of Bad Debt in Hospital Systems
March 18th, 2021
Even before the COVID-19 pandemic, hospital systems were struggling to increase revenue on razor-thin margins. With the added pressure of a global health crisis, healthcare leaders have been pressed to reduce economic vulnerabilities where possible.
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Helping America’s Educators Afford Medical Care
March 5th, 2021
It’s no secret that America’s educators are overworked and underpaid. Even before the coronavirus pandemic upended the education system, teachers were starting to reach a breaking point, evidenced by widespread teacher strikes and protests in 2018 and 2019.
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What Happens When You Remove Cost as a Barrier to Care for Your Employees?
March 1st, 2021
Are you doing everything you can to support your employees’ overall wellness? Sure, you might say. We offer great health insurance and a flexible work environment. We compensate our employees fairly and encourage everyone to use their PTO.
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Insufficient Funds… When HSAs Aren’t Enough to Cover Deductibles
March 1st, 2021
Many employers offer Health Savings Accounts (HSAs) as a component of their health plans. Some will even offer to contribute, or match employee contributions, as an extra incentive to take advantage of this benefit. Theoretically, contributing to an HSA should help employees cover out-of-pocket medical expenses, including their deductibles.
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Priced Out of Coverage: What to Do If Your Employees Can’t Meet Their Deductibles
March 1st, 2021
Employer-sponsored health insurance remains the main source of health insurance in the United States, covering about 153 million working Americans and their families. In fact, it’s often the reason for taking one job over another: 46% of Americans surveyed said they chose their current jobs because of the health insurance offered.
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Alternative Health Plans: Why Direct Primary Care is the Future of Healthcare
September 1st, 2020
Adam Wheeler, M.D., is a co-founder of Big Tree Medical Home, a direct primary care clinic, where he serves as Chief Executive Officer. Dr. Wheeler enjoys hacking the health system and may be the only doctor in the U.S. who secretly dreams of working in finance.
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Simplified Health Plan for Self-Funded Employers Leads to Better Health and Financial Outcomes
August 24th, 2020
Scott Schoenvogel is the president and founder of SimplePay Health, an alternative health plan for self-funded employers that empowers employees with high-quality care and easily understood payment structures.
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A Benefits Broker on Consumer Education, Transparency and Company Culture
August 21st, 2020
Tom Kayser is a well-regarded benefits broker in mid-Missouri. Throughout his career, Tom has built strong relationships with national healthcare companies like Anthem, Guardian, Sun, and United Healthcare. He partners with Paytient to service – Mid-Missouri Educational Benefits Group (MMEBG), a purchasing consortium entity that buys healthcare for 12 school districts in the mid-Missouri area.
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